Turning 65 in 3 months? The Time is NOW
YOU ARE NOW ELIGIBLE TO ENROLL IN MEDICARE HEALTH INSURANCE COVERAGE THAT WOULD START IN 3 MONTHS. FOLLOW THESE STEPS TO ENROLL IN MEDICARE.IF YOU HAVE DECIDED TO BEGIN YOUR MEDICARE BENEFITS AT AGE 65, FOLLOW THESE STEPS AND SET UP A TIME TO TALK.
STEP 1 APPLY FOR PART B ON SSA.GOV IF YOU ARE NOT COLLECTING SOCIAL SECURITY RETIREMENT.
IF YOU ARE COLLECTING SOCIAL SECURITY RETIREMENT, YOUR CARD WILL COME AUTOMATICALLY.
IF HAVE NOT RECEIVED A CARD 30 DAYS BEFORE YOUR START DATE, MAKE SURE YOUR MAILING ADDRESS IS CORRECT IN YOUR MY SOCIAL SECURITY ONLINE ACCOUNT, OTHERWISE CONTACT MEDICARE IMMEDIATELY FOR A STATUS UPDATE. 1-800-MEDICARE (1-800-633-4227)
Step 2 Pay your Medicare Premium. If you collect social security, your premium will be deducted from your monthly benefit. If you don't yet collect social security retirement, look for a quarterly bill in the mail from Medicare. Medicare will determine the exact pricing of your Part B premium. A second, adjusted bill will arrive if your income exceeds a certain amount from a prior tax year. Below are the income thresholds. You CAN appeal an income based surcharge if you've had a life event and your income is reduced. Conact me if you have any questions about these surcharges.
STEP 3 MEDICARE DOES NOT PAY ALL OF YOUR MEDICAL BILLS. SCHEDULE A TIME WITH ME TO TALK ABOUT HOW TO REDUCE YOUR OUT OF POCKET EXPENSES ONCE YOU GET YOUR RED, WHITE, AND BLUE MEDICARE ID CARD. THESE MEDICARE DECISIONS ARE EMOTIONAL, FINANCIAL, AND BASED ON YOUR UNIQUE HEALTH NEEDS. I WILL MAKE SURE YOU HAVE THE RIGHT INFORMATION TO MAKE THE BEST CHOICE, AND I WILL MAKE THE ENROLLMENT PROCESS AND ANNUAL MAINTENANCE AS EASY AS POSSIBLE.
