817 Haddonfield-Berlin Rd, Cherry Hill Township, NJ 08034
Turning 65 in 6 Months
Exciting Changes Ahead – Get Ready for Medicare!
In six months you’ll be eligible for Medicare That means a trash can full of junk mail is coming your way, whether you asked for it or not. You might also feel tempted to watch some infomercials that you’ve previously ignored. If you need some personal guidance on what to do and when do it, wouldn’t it be better to just set up a 15 minute phone call?
Reaching Medicare age takes planning — start six months ahead to understand your options, avoid last-minute stress, and secure the coverage that’s right for you. Here are a few reasons to plan six months ahead:
1. Your RX costs will change when Medicare begins. For example, generic drugs might cost less and brand name drugs might cost more under a Part D plan compared to a group plan. The cost may even encourage you to talk to your doctor or pharmacist (I am NEITHER of these!), and this knowledge would make you a more educated consumer.
2. Your Medicare premiums are based on income. If you or your spouse are a member of a large group employer plan, you might want to defer Medicare enrollment until a new calendar year, especially if this aligns with your retirement timing. If you are planning significant financial moves like a Roth IRA conversion, stock option exercise, or severance package, you might want to see the tax impact of doing this before and after the year you turn 65.
3. If you have a spouse or dependents attached to your current coverage, you might want to have advance notice of THEIR options if you switch to Medicare, and we can discuss that too.
I am a licensed Medicare specialist. I can help you navigate all of these options and more. Simply schedule a 15 minute call at your convenience, and please recycle your Medicare junk mail as directed by your municipality!
Let Truce Benefits Make Health Insurance Simple for You
Navigating Medicare can feel overwhelming—but at Truce Benefits, we make it feel manageable and personal. We’ll walk you through every option, from Original Medicare and Medicare Advantage plans and prescription drug coverage. Our specialists take the time to understand your unique health needs, lifestyle, and financial goals—so you don’t just get a policy, you get a plan that fits you. With clear explanations and trusted advice, we help you move forward with confidence.
